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Crypto tax calculator for India

Enter what you sold a coin for and what it cost you: see the 30 % tax, the 4 % cess, the 1 % TDS already cut and what is still to pay. Rules as checked on 27 October 2026.

Total tax (30 % + 4 % cess)–
Gain or loss–
Tax at 30 %–
Cess (4 % of the tax)–
TDS already deducted–
Still to pay–
Kept after tax–

Runs in your browser; nothing you type is sent anywhere. For learning and planning only, not financial advice. Check your broker's contract specification before trading.

Not tax advice. This is a simple estimate of the rules as published and reported on 27 October 2026 (the Union Budget 2026-27 kept the crypto rates unchanged). It leaves out surcharge for high incomes, business income and special cases. Check with a chartered accountant or the Income Tax Department before you file.

The rules in short

The new Income-tax Act, 2025 (in force from 1 April 2026) renumbered the old sections, so older articles may quote section numbers that no longer match. The rates above are the ones that applied on 27 October 2026.

Example

You bought coins for ₹1,00,000 and sold them for ₹1,50,000. The gain is ₹50,000. Tax at 30 % is ₹15,000, cess ₹600: ₹15,600. The exchange already deducted 1 % TDS, ₹1,500, so about ₹14,100 is still to pay. Had you sold for ₹80,000 instead, the tax is zero, the ₹20,000 loss cannot be used anywhere else, and the ₹800 TDS comes back through your return.

भारत में क्रिप्टो टैक्स (हिंदी)

क्रिप्टो बेचने पर मुनाफ़े पर 30 % टैक्स और उस टैक्स पर 4 % सेस लगता है, यानी कुल 31.2 %, चाहे आपकी आय कितनी भी हो। सिर्फ़ खरीदने की लागत घटाई जा सकती है, फ़ीस या दूसरे खर्च नहीं। क्रिप्टो का नुकसान किसी दूसरी आय या दूसरे कॉइन के मुनाफ़े से नहीं घटता और अगले साल भी नहीं जाता। बिक्री पर 1 % TDS कटता है, जो आपके टैक्स में गिना जाता है और ज़्यादा हो तो रिटर्न से वापस मिलता है। यह जानकारी 27 अक्टूबर 2026 की है और टैक्स सलाह नहीं है; रिटर्न भरने से पहले किसी CA से पूछें।

Work out the trade itself with the crypto profit calculator.

Questions

How much tax is there on crypto in India?

30 % on the gain from each transfer plus 4 % cess on that tax, 31.2 % in all, as of 27 October 2026. Surcharge can apply on very high incomes.

Can I set off crypto losses?

No. A loss on one coin is not set off against a gain on another coin or any other income, and it cannot be carried forward.

What is the 1 % TDS on crypto?

The exchange or buyer deducts 1 % of the sale value above the yearly limit and pays it to the government in your name. It counts against your tax; any extra comes back as a refund in your return.

Can I deduct exchange fees?

No. Only the cost of buying the asset can be taken off the sale value.

Is this tax advice?

No. It is an estimate for learning. Rules change and personal cases differ: ask a chartered accountant before filing.

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